Savings & Deposits
Goal-based savings with M-Pesa deposits, monthly statements and interest earned on your balance.
- Deposit by Paybill or STK push
- No hidden ledger charges
- Withdraw with same-day approval
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Our services
Products for every stage of the journey.
Start with savings, grow into ownership, then borrow against the record you have built — with terms explained before you sign anything.
Share Capital
Own a piece of Cornerview. Shares are issued at KES 5,000 each and earn a dividend on declared annual profit.
- Digital, verifiable share certificate
- Audited ownership register
- Dividends declared yearly
Business & Personal Loans
Working capital, emergency and development loans with a clear amortisation schedule from day one.
- Offer letter before disbursement
- Reducing-balance interest
- Repay by M-Pesa or bank
Asset Finance
Finance vehicles, boda bodas, machinery and equipment with instalments matched to your cash flow.
- Up to 80% asset financing
- Flexible tenors up to 36 months
- Insurance-backed security
Investment Contracts
Fixed-term investment for individuals, chamas and institutions seeking predictable, contracted returns.
- Contracted return schedule
- Quarterly payout options
- Dedicated relationship officer
Advisory & Governance
Financial literacy, chama structuring and record-keeping support for groups that want to grow properly.
- Chama onboarding
- Bookkeeping guidance
- Compliance support
Paying us
Every payment goes through M-Pesa.
Use our Paybill with your national ID or member number as the account number. The system matches the payment to you automatically.
STK push
Request a prompt from your member portal and approve it on your phone — no typing account numbers.
Paybill
Pay from any Safaricom line using your ID or member number. Allocation follows loans first, then savings.
Instant posting
Receipts appear on your statement within seconds and update your loan balance the same day.
Eligibility
What you need to qualify.
Requirements are kept simple and are the same for every member.
A valid national ID or passport, an M-Pesa number in your name, the registration fee and your chosen opening deposit.
Membership in good standing plus payment for the shares you are taking up at KES 5,000 per share. A certificate is issued once payment clears.
An active account past the qualifying period, consistent savings, guarantors or acceptable security, and no arrears on an existing facility.
A pro-forma invoice from the dealer, your deposit contribution, comprehensive insurance and logbook or security registration.
Completed investor onboarding, source-of-funds declaration and a signed contract stating the term, rate and payout schedule.
Not sure which product fits?
Tell us your goal and a relationship officer will recommend the right mix of savings, shares and credit.